Your Business Partner. Call us to set up your consultation: 252.633.1930

  • Time to use those gift cards and store credit

    Would you just throw away $20 or $50?

    Of course not.

    But, many people do with gift cards. It’s estimated unused ones add up to about $20 billion nationwide.

    With companies filing for bankruptcy, attorney Ciara Rogers (from the Law Offices of Oliver & Cheek, PLLC) suggested people use their gift cards as soon as possible.

    Even though stores and restaurants are open, it may not be enough for all of them to survive — some are headed for bankruptcy. >> READ MORE

  • Unemployment is up in NC, but bankruptcies are down – so far

    July 20, 2020: RALEIGH, N.C. — The coronavirus pandemic has wreaked havoc on North Carolina’s economy:

    • The state unemployment rate jumped to 12.9 percent in April as businesses were ordered closed to limit the spread of the virus. As restrictions have eased, the jobless rate fell back to 7.6 percent in June, but that is still double what it was before the pandemic.
    • More than 800,000 people statewide have received about $6.1 billion in unemployment benefits, with about two-thirds of that coming from federal benefits that are set to expire at the end of the week.
    • More than 1,600 North Carolina companies also obtained anywhere from $150,000 to $10 million through the federal Paycheck Protection Program – another 105,000 received lesser amounts – to keep workers on their payrolls.

    WRAL Investigates found that those investments have paid off on at least one front so far – personal bankruptcies are down in North Carolina. But that safety net could soon run out.

    Ciara Rogers discusses her hopes for the future and how to successfully plan for financial security. >>READ MORE

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  • Oliver & Cheek, PLLC offers free consultation to those financially affected by COVID-19

    The Law Office of Oliver & Cheek, PLLC sends its best wishes to our friends and neighbors in Eastern North Carolina as we all work our way through this difficult period.  Should you or your family experience job loss or income reduction causing you to fall behind on your monthly expenses, we are here to help.

    To aid in the recovery from this unprecedented crisis, our firm will advance the up-front costs of filing a Chapter 13 bankruptcy case for those who qualify.  This means that $0.00 is paid up front and the advanced costs of $362.00 for an individual or $390.00 for a couple are reimbursed through the monthly Chapter 13 plan payment.

    If you are experiencing COVID-19 related financial hardships or have questions whether you qualify, please give us a call at 252-633-1930 to schedule a free remote or telephonic consultation.

    Disclaimer: Qualification for advancement of costs is determined on a case by case basis after consultation with one of our attorneys.  We are debt relief agency.  We help people file for bankruptcy relief under the Bankruptcy Code.  This is for informational purposes ONLY. No attorney-client relationship is established by or should be inferred and The Law Offices of Oliver & Cheek, PLLC does not accept new clients before conducting a conflict of interest check and executing an engagement letter.

  • Ciara L. Rogers to Participate in 2019 Next Generation Program in Washington, DC

    For Immediate Release                                             For Information, Contact:
    June 18, 2019                                                          Cathi Miller, 252.633.1930

    Ciara L. Rogers to Participate in 2019 Next Generation Program in Washington, DC

    The Law Offices of Oliver & Cheek, PLLC are pleased to announce that our partner, Ciara L. Rogers, has been selected to participate in the National Conference of Bankruptcy Judges “2019 Next Generation Program.” Each participant was selected randomly, but all have satisfied the NextGen qualification criteria, which requires ten or fewer years in practice, a focus on bankruptcy law, and a demonstrated commitment to the highest standards of civility, ethics, and professionalism, as well as the continued educational development of bankruptcy professionals and to professional activities that benefit the pubic, the bankruptcy bar, and the court system. 

    “This is a distinguished honor, but we are not at all surprised that Ciara continues to actively demonstrate what it takes to join such a prestigious group of fellow attorneys. She is not only an asset to our firm, but to the people in North Carolina,” said George Oliver, Managing Partner.

    Last month, Ms. Rogers was inducted into the 2018 North Carolina Pro Bono Society, which includes members who have provided more than 50 hours of pro bono legal services in 2018 to clients unable to pay without expectation of a fee. Ms. Rogers received her B.S. degree in Political Science from Averett University and her J.D. from North Carolina Central University School of Law. She is a member of the North Carolina and Virginia Bar Associations. Her focus is on Debtors’ and Creditors’ Rights, Chapter 11 Bankruptcy and Representing Chapter 11 and 7 Bankruptcy Trustees, General Litigation, and Employment Law.

    Before joining Oliver & Cheek, Ciara was a law clerk to the Honorable J. Rich Leonard and the Honorable Randy D. Doub of the Eastern District of North Carolina Bankruptcy Court. She also served as a magistrate judge under the Supreme Court of Virginia from 2009 to 2010. Ms. Rogers also interned with the Bankruptcy Administrator of the Eastern District of North Carolina, in 2008. She has been with Oliver & Cheek, PLLC since 2012.

    The 2019 NextGen Program will take place during NCBJ’s Annual Meeting, which will be held from Wednesday, October 30 to Saturday, November 2 in Washington, DC. More information about the selection process and the 2019 NextGen Program can be found online at

    Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina. Major practice areas include bankruptcy; employment law; alternatives to bankruptcy; business law; estate planning and administration; receiverships; commercial real estate; tax planning and controversies; and state and federal civil litigation. Oliver & Cheek, PLLC has offices in New Bern, Greenville, Raleigh, Wilmington, and Wilson, NC.

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  • Ciara Rogers Inducted into the 2018 NC Pro Bono Society

    Congratulations to Ciara Rogers of Oliver & Cheek, PLLC, who has just been welcomed into the North Carolina Pro Bono Honor Society!

    The North Carolina Pro Bono Resource Center (PBRC) is proud to announce the induction of 468 attorneys into the 2018 North Carolina Pro Bono Honor Society. Society members reported providing 50 or more hours of pro bono legal services in 2018 to clients unable to pay without expectation of a fee, an aspirational threshold set by Rule 6.1 of the North Carolina Rules of Professional Conduct.

    “The North Carolina Pro Bono Honor Society helps us as a legal profession to shine a light on those attorneys making outstanding contributions to North Carolinians who need, but cannot afford, legal help,” said Chief Justice Cheri Beasley of the Supreme Court of North Carolina. “By recognizing these important and valuable pro bono services, we celebrate our state’s lawyers committed to ensuring equal access to justice for all.”

    Each member of this year’s cohort of the Honor Society receives a certificate from the Supreme Court of North Carolina in recognition of their valuable contributions to the people of North Carolina. This group of attorneys provided more than 41,000 hours of pro bono legal services in 2018 to North Carolinians living in poverty. All 1,420 attorneys, or more than 5% of active attorneys in North Carolina, who shared information about their pro bono volunteerism together provided nearly 54,000 hours of pro bono legal services in 2018.

    The PBRC, led by Sylvia Novinsky, launched in April 2016 and began collecting responses from attorneys about pro bono involvement through the state’s first voluntary reporting process in January 2017. The PBRC, a program of the North Carolina Equal Access to Justice Commission, works to increase North Carolina attorney pro bono legal service as a way to meet the legal needs of people of low-income and modest means in our state.

    “Pro bono lawyers are a crucial resource for those North Carolinians who cannot afford legal services,” said PBRC Director Novinsky. “I am inspired by the volunteer spirit of the North Carolina bar highlighted by pro bono reporting. The growing list of attorneys recognized by the North Carolina Pro Bono Honor Society serves as a symbol to other attorneys that finding time to volunteer is doable.”

    Rule 6.1 encourages a variety of activities in addition to the pro bono legal services recognized by the Honor Society. Other encouraged activities include providing legal services at a substantially reduced fee; engaging in activities that improve the law, the legal system, or the legal profession; participating in non-legal community service; and contributing financially to North Carolina legal aid organizations. The reporting process, administered by the PBRC, collected basic information about all of these activities. The Honor Society celebrates the unique volunteerism that only lawyers can give.