Time to use those gift cards and store credit

Would you just throw away $20 or $50?

Of course not.

But, many people do with gift cards. It’s estimated unused ones add up to about $20 billion nationwide.

With companies filing for bankruptcy, attorney Ciara Rogers (from the Law Offices of Oliver & Cheek, PLLC) suggested people use their gift cards as soon as possible.

Even though stores and restaurants are open, it may not be enough for all of them to survive — some are headed for bankruptcy. >> READ MORE